As one of the largest non-bank lenders in New Zealand and Australia, Latitude makes it possible in the moments that matter.
Their long term Interest Free payment plans are tailored to your needs, so you can break your bigger payments into equal monthly repayments, giving you the flexibility you need at Dental Boutique.
New to Gem?
Visit your nearest clinic to check your eligibility and apply for a Gem Visa credit card before you begin your treatment.
Existing Gem Visa customers can pay with a Gem Interest Free payment plan, subject to their approved Credit Limit using their card or account number at the nearest Dental Boutique clinic.
How your Gem Interest Free Payment Plan works
Gem lets you book your treatment today and enjoy more time to pay with an Equal Monthly payment plan, which means:
- You can keep things simple by paying the same amount every month.
- You have flexibility to pay your plan early with no penalties.
- Total plan amount is paid in the agreed number of equal monthly payments.
Choose the right plan for you
Options available based on term and minimum spend
6 months equal monthly – $250
12 months equal monthly – $1,000
24 months equal monthly – $2,000
30 months equal monthly – $3,000
36 months equal monthly – $5,000
40 months equal monthly – $7,000
48 months equal monthly – $10,000
60 months equal monthly – $20,000
Maximum borrowing limit is $50,000.
Terms and Conditions
*Approved customers only. Lending criteria, T&Cs & fees apply including $55 establishment fee & $65 annual fee ($32.50 half-yearly).
Standard interest rate (currently 29.49% p.a.) applies after interest free term ends. Credit provided by Latitude Financial Services Limited.
If your plan is less than 36 months and you miss two consecutive monthly payments, your terms will change to require minimum monthly payments, and your plan may not be paid off by the original plan expiry date.
FAQs
What is a Gem Interest Free Payment Plan?
A Gem Interest Free payment plan, available on Gem Visa credit card varies from 6 to 60 months, offering flexibility to suit your needs.
With equal monthly payments, you’ll know exactly how much to pay each month. Paying the payment plan each month on time, will pay off the balance within the Interest Free period.
How much can I borrow on a Gem Visa credit card?
Your approved credit limit will depend on your financial situation. The minimum credit limit for Gem Visa is $500 and there is a $65 annual account fee
($32.50 half-yearly) and a one off $55 establishment fee (new customers only).
How do I pay off my Gem Interest Free Payment Plan?
You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer and direct debit are
available. Fees may apply.
How do I manage my Gem credit card account?
You can manage your account from the Latitude Mobile App or the Latitude Service Centre.
Search Latitude App in the App Store or Google Play.
Flexible Payment Options Available
At Dental Boutique™, we believe patients should feel informed about both their treatment and the costs involved. Payment options are available to help make this process easier to manage.
Download our price guide
